Lending Club and Risk Taking

A few months back I came across a company called the Lending Club. And from what I read, it struck me as having a very intriguing business model. Here’s how the Lending Club works. Potential borrowers with relatively small loan requirements join the Lending Club (average loan size is $14,553). The Lending Club determines the …

Best Home Gym You’ll Ever Need, and for Under a Hundred Bucks

If you want to be financially independent, and no longer have to work, you’ll need to save at least 25 times your annual living expenses. For a great blog post explaining the logic behind this rule, I highly recommend this one from Mr. Money Mustache. Now, if you’re a person of modest means, like me, …