Lending Club and Risk Taking

RockClimber2

A few months back I came across a company called the Lending Club. And from what I read, it struck me as having a very intriguing business model. Here’s how the Lending Club works. Potential borrowers with relatively small loan requirements join the Lending Club (average loan size is $14,553). The Lending Club determines the … [Read more…]

How to Improve your Finances: Be Boring

YawningBaby2

I love the sitcom Taxi. It ran for five seasons from 1978 to 1983. Some of my favorite episodes are when the Reverend Jim has a dream about Alex dancing the Can-Can wearing a catcher’s mask, when Latka re-invents himself as alpha male Vic Ferrari, and when Alex goes to a gay bar to help … [Read more…]

Hillary Clinton: Archconservative

Hilary2

I’m sure Hillary Clinton sees herself as a champion of progressivism, someone who will gladly take on any vested interest that stands athwart the needs and aspirations of the great unwashed, the 99 percent. But is Mrs. Clinton really a progressive? Here is Mrs. Clinton’s plan to help those struggling with the cost of higher … [Read more…]