Lending Club and Risk Taking

RockClimber2

A few months back I came across a company called the Lending Club. And from what I read, it struck me as having a very intriguing business model. Here’s how the Lending Club works. Potential borrowers with relatively small loan requirements join the Lending Club (average loan size is $14,553). The Lending Club determines the … [Read more…]

How to Improve your Finances: Be Boring

YawningBaby2

I love the sitcom Taxi. It ran for five seasons from 1978 to 1983. Some of my favorite episodes are when the Reverend Jim has a dream about Alex dancing the Can-Can wearing a catcher’s mask, when Latka re-invents himself as alpha male Vic Ferrari, and when Alex goes to a gay bar to help … [Read more…]