Have You Stress-Tested Your Financial Situation Lately?

In 1961, the year I was born, our national debt was $289 billion. Today, it’s $21.1 trillion. We clearly have a problem living within our means. We also have a problem managing our public pensions and our premiere safety net program, Social Security. Consider the following: According to Bloomberg, only two states in the union …

How Saving for Retirement Is Like Removing Dingleberries from Your Ass

One of my go-to bloggers these days is Tonya from Budget and the Beach. She recently posted a fantastic yarn about a “dumb-ass” purchase she had just gotten roped into by some clever advertising. Yes, even the great ones make a financial faux pas every now and then. And I encourage you to read it, …