I Was Wrong About Dave Ramsey

I’ve always been a big fan of Dave Ramsey. His famous “baby-step” plan for improving one’s financial circumstances is really the only financial plan most Americans need. It’s the perfect recipe for shedding the paycheck-to-paycheck lifestyle and transforming oneself from a wealth-destroyer to a wealth-builder. The one aspect of his financial mantra that I have …

Passive Income for the Simple and Unadventurous

I suppose there are more kinds of passive investments, but my pedestrian mind can only think of four: real estate, authorship, pensions, and Wall Street. Here’s my take on all four: Real Estate When Mrs. Groovy and I relocated from Long Island to North Carolina in 2006 we dabbled a little bit in real estate. …

Mr. Wow and I Are Both Right: Part Two

In part one of my Mr. Wow callout post, I made the unremarkable observation that our healthcare system is a mess and needs a serious overhaul. I also made the case that the two prominent camps vying to orchestrate that serious overhaul—the more government or statist camp and the less government or freedomist camp—both have …