2015 Year In Review – Spending

Spending2015_2

2015 was the first time Mrs. Groovy and I ever tracked our spending for an entire year. And we engaged in this somewhat laborious task because we plan to retire in October and we need the answer to one fundamental question: Have our savings surpassed the Mustachian Threshold? Do we have at least twenty-five times … [Read more…]

Congress Should Create the Junior IRA

JIRA

My cousin and her family recently deserted Long Island for Wake Forest, North Carolina. This was the first time in nearly 10 years that Mrs. Groovy and I celebrated Christmas with them, and we decided to mark the occasion by getting each of their two small kids a gift card. But soon after we purchased … [Read more…]

How To Become A Luck Magnet

Luck

Legendary Hollywood producer Samuel Goldwyn purportedly said the following: The harder I work, the luckier I get. Now whether Mr. Goldwyn uttered this line is beside the point.* The point is that someone saw a connection between effort and good fortune—those who sat on their arses the least were the ones who got visited by … [Read more…]