The System Works! Or Does It?

Mrs. Groovy and I have now been retired for three years. And I must say that we are kicking this retirement thing’s ass. Here’s the skinny on our retirement thus far: Since retiring, our net worth has increased by $190,000. That works out to an average increase of $63,000 per year. Between my pension and …

The Only Two Questions You Need to Answer If You Want to Improve Your Finances

I came across yet another academic study that blamed the achievement gap between black and white students on—you guessed it—something other than black students and their parents. This time the culprit was segregation and poverty. The study, Is Separate Still Unequal, can be downloaded here, and it’s worth a look if you don’t mind reading …

Obesity and FIRE

Last Friday, I patted myself on the back and shared some confirmation bias regarding America’s declining competency, particularly as it relates to weight control. Today, I want to discuss how I reversed course mid-life and went from overweight and bordering on obesity to fit and bordering on scrumptious. I think it might help a lot …

Dump Privilege Envy Syndrome and Get Yourself Some Bootstrap Mentality

Today I have a special treat for you—a guest post from Laurie Blank. Laurie is a super writer with a new blog, Great Passive Income Ideas. She’s an honest, upstanding woman who has been a good friend to Mrs. Groovy and me, and I’m so proud to feature her today. Take it away, Laurie! When …

Four Things Every Self-Respecting FIRE Enthusiast Should Know

If you’re a FIRE enthusiast, and you don’t want to be mocked and vilified by other FIRE enthusiasts, you better know the following numbers like the back of your hand. Monthly Expenses In order to know your FI target number—the amount of money needed to be considered financially independent—you need to know your monthly expenses. …