The Real Culture War

Up until I was 40 years old (I’m 55 now), I floundered financially. I wasn’t a basket case. I was able to pay my bills. But I was using debt to live beyond my means and acquire the superficial symbols of success—a car, a condo, a host of electronic equipment, and a bunch of credit …

The 10 Things You Need to Do Daily to Become Financially Independent

Anyone familiar with this blog knows that I’m fond of saying, “your habits are your destiny.” And ever since I read the book, The Checklist Manifesto, by Atul Gawande, I’m fond of checklists. So for this post, I’d like to combine these two beloved things—an adage and a tool—and gear them toward personal finance. In …