A long time ago, an 8-year-old girl named Virginia O’Hanlon wrote a letter to the editor of the New York Sun. Virginia wanted to know if there really was a Santa Claus. On September 21, 1897, the editor published his now classic answer. Here it is. More Christmas Memories I’m 55-years-old, so I’ve seen a …
In a post from last week, The Government Isn’t Going to Save You, I coined the phrase Personal Responsibility Warrior (PRW). Now, granted, proclaiming to be the inventor of a phrase is a rather bold statement. But I googled “personal responsibility warrior” and nothing came up, so I’m running with it. Not only am I …
Continue reading “How to Become a Personal Responsibility Warrior in Five Steps”
In January of this year, I wrote a post about experience envy. I was very envious of such blogging luminaries as Paula Pant and Maggie Banks riding elephants in exotic lands. But happily, with the aid of Mrs. Groovy and some chocolate moonshine, I was able to work through my FoMO issues and come to …
Back in September Mr. Groovy took his last business trip. While he was gone for two nights, I took our usual daily two-mile walk around our neighborhood without him. I listened to Gretchen Rubin’s Happier podcast instead of the finance shows Mr. Groovy and I normally walk to. On one of those days, Gretchen and her …
Continue reading “Why the Aroma of Coffee Reminds Me of Money”
Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is. …
Continue reading “Prepare for Impact: You’re 55-Years-Old and Broke”