Stop Listening to “Them”

If we learn anything from the Wuhan virus pandemic, I hope to God it’s this: We have to stop listening to “them”! Who are “them”? For the purposes of this post, “them” refers to the people who have established our conventional wisdom. “Them,” or better yet, “Them People,” are the cool people, our thought leaders. …

Pandemics, Public Use Theory, and Financial Independence

In the fall of 2019, I invented a theory called the public use theory. Here are the two key premises of that theory: Premise One: All institutions—because they’re run by mere mortals—are flawed to one degree or another. Premise Two: The more you engage with any particular institution, the more likely you’ll be exposed to …

Let Them Eat Cake: Fritz Gilbert’s Guide to a Successful Retirement

If you’re the average working American, who wants to retire in dignity, your financial life can be broken down into three distinct phases. The first phase is the correction phase. This is where you get your financial act together. You get better at earning, better at subduing your appetite for stuff and status, and better …

Becky Sue Has Back

Even though I took a couple of days off this week because of unseasonably cold weather, I made a lot of progress on Becky Sue and completed half of her back. Check it out. My goal is to finish the other half of her back next week. If all goes as planned, I’ll be starting …