In my lifetime, the government footprint has grown tremendously. When I was born, for instance, way back in 1961, there was no such thing as Medicare, Medicaid, student loans, seatbelt laws, and background checks for handgun purchases. The national debt was only $289 billion (versus $23 trillion today), and the federal register only contained 12,792 …
Mrs. Groovy and I have drunk copious amounts of index-fund Kool-Aid. We are Bogleheads through and through. As such, nearly 100 percent of our investment portfolio is devoted to just two funds: a total stock market index fund and a total bond market index fund. But we do have a small amount of our investment …
Well into my 30s, I had one explanation for my inability to get ahead financially: malevolent forces. Evil people in Washington and Albany were conspiring against me. And so too were the people who ran the municipality I worked for. These twisted souls wanted nothing more than to see me suffer, to see me go …
Continue reading “If You Want to Get Ahead Financially, Don’t Be a One-Quarter Person”
Last weekend, Mrs. Groovy and I took in some local flavor with Groovy Mom and Groovy Sis. We went to an animal sanctuary called the Piedmont Farm Animal Refuge. Surprise, surprise, I wasn’t exactly thrilled with the idea of spending a good chunk of my Sunday at some obscure animal sanctuary located in an equally …
Suppose for the moment you’re going to jail in three months. It doesn’t matter why you’re losing your freedom, and it doesn’t matter how long your exile from civilian life will last. All that matters is that you’re going to jail and as soon as you arrive there, you’ll be potential prey. Now I have …
Continue reading “What Would You Do If Someone Was Going to Kick Your Butt?”