The Groovy Rule of 2-2-2

When I was a kid, one of my favorite television shows was Room 222. This show was about a high school in California and I was intrigued by it because I was a preteen for most of its run, and little kids are naturally fascinated with the lives of big kids. I also had a …

The System Works! Or Does It?

Mrs. Groovy and I have now been retired for three years. And I must say that we are kicking this retirement thing’s ass. Here’s the skinny on our retirement thus far: Since retiring, our net worth has increased by $190,000. That works out to an average increase of $63,000 per year. Between my pension and …

The Only Two Questions You Need to Answer If You Want to Improve Your Finances

I came across yet another academic study that blamed the achievement gap between black and white students on—you guessed it—something other than black students and their parents. This time the culprit was segregation and poverty. The study, Is Separate Still Unequal, can be downloaded here, and it’s worth a look if you don’t mind reading …

In Real Life, Few People Clamor for Diversity

Last month, I began a continuing education welding course at my local community college. Eleven people signed up for the course—myself included—and to the casual observer, we represent a very diverse lot. Here’s a breakdown of our surface characteristics: 9 men 2 women 8 non-Hispanic whites 2 blacks 1 Hispanic white 7 high school graduates …