Income and Happiness

As one’s income grows, so does one’s happiness. But this dynamic isn’t immune to the laws of diminishing returns. At an income of $75,000, happiness supposedly peaks. Don’t ask me why, but my fertile mind got hung up on this factoid recently. On one hand, the correlation between income and happiness makes perfect sense. Make …

Is There a FI Gene?

I sometimes wonder if there’s a FI gene. Up until my early 40s, I was a financial moron. But not because I knew the difference between financial rights and wrongs and voluntarily chose to engage in financial self-sabotage. Nope, I was a financial moron because I didn’t know better. My family and friends were mostly …

The Four-Year College: A Cheap Way to Ruin Your Finances

For reasons I’ll address in a future post, I want to learn how to weld. So I sought instruction from my local community college and a funny thing happened. Within a half-hour after my first class started, I was welding. Yep, I know it’s shocking. My community college apparently doesn’t give a crap about transforming …

Obesity and FIRE

Last Friday, I patted myself on the back and shared some confirmation bias regarding America’s declining competency, particularly as it relates to weight control. Today, I want to discuss how I reversed course mid-life and went from overweight and bordering on obesity to fit and bordering on scrumptious. I think it might help a lot …