Need to Save Money? Have No Friends!


Mr. Groovy and I currently save over fifty percent of our gross income. One reason we’re able to save so much is because we have no friends. Well, let me qualify that. We have no friends that live near us. Nine years ago we moved from Long Island to Charlotte, North Carolina, and yet after … [Read more…]

My Stab at Obamacare Optimization


Jeremy over at Go Curry Cracker has just published two terrific posts on Obamacare optimization (see here and here). They’re not for the faint of heart. The numbers, charts, and fiscal permutations will make your head spin. But they’re definitely worth a read, especially if you plan to retire early and will be relying on … [Read more…]

Financial Independence and Politics


I detest politics. I’m at the point now where I find it impossible to even look at a politician, regardless of party. So why does this blog occasionally veer into an area of life I find so objectionable? Because failure to do so would be a dereliction of duty. Let me explain. Achieving financial independence … [Read more…]

Top 10 Reasons Why I Shop With A Grocery App


Introduction Up until not that long ago, Mr. Groovy and I had cell phones with antennas. I had to grow my hair long enough to hide the antenna when I used my phone in public, which was not often. I’m not someone who enjoys being extremely connected so it should come as no surprise that … [Read more…]