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  1. So what you’re saying is that retirement is very much like summer vacation, except you’re old enough to drink alcohol? Sounds dreadful! Btw, I think the naps are normal – think siestas and the 3pm cafecitos. Happy you’re settling into your new lifestyle 🙂

    • Mrs. Groovy

      That’s a good way of putting it Penny. I would have answered your comment earlier but I was just arising from my nap in time to make dinner. Thanks for commenting!

  2. I enjoy my naps too. It’s like college again! heh heh…
    My beer budget went way down, but that’s mainly due to health reason and getting old. I’d drink plenty of beer if my body could handle it. 🙁
    Life is good. Enjoy your ER!

    • Mrs. Groovy

      I’m really happy to learn I’m not the only one who enjoys naps! Luckily I never had a beer budget. But wine (and Kahlua) is another story. Thanks, Joe!

  3. FritoPaws

    Another unexpected increase to expenses is of all things TOILET PAPER! No more subsidization by your employer while you spend half your waking (aka peeing) hours using their rolls! 😸

    • Mrs. Groovy

      That’s true for most! Although for us we were already working from home and paying for those rolls of toilet paper. On the flip side, employers don’t often take into account how much they save on an employee who works from home. No toilet paper, desk, or electricity to pay for – not to mention coffee, water and snacks if the company provides them, as mine did.

  4. Mary

    Sounds good to me, I don’t mind having a cat to relax with when I’m retired, I got some books that still need to be read. I also have a lot of things I’d like to do had I the time and money. Young and poor with many dreams.

    I’ve had weekdays off at a previous job as they hated me or something so I lost privs of having any weekends off to the favored people—-learned to actually see the benefits after my fussing (I had almost no social life regardless):

    all places and events are far less crowded. If I want/need to go shopping, for anything, it’s pretty tame. I am a total shy introvert, so this is a big matter for me. However, hard to go to most weekend summer events. Don’t forget there are also free or donation days at museums on weekdays. Mine suck though, so I haven’t been back to them in many years. Europe would be a great place for it.

    my nerves don’t go well with caffeine, so I don’t waste much on that and I don’t care to drink alcohol—for me it’s more like bakery goods and the great food in town (I rarely enjoy cooking)—we are basically a foodie trend place, so it’s not too unreasonable with all the competition–depending what you are after. Some of it is stupid-expensive.

    • Mrs. Groovy

      Getting things done during weekdays can be a luxury, I agree. Especially things like doctor visits as an example. When we lived in NY most medical offices were open an evening or two during the week, or one Saturday a month. Not here. Good point about the free or donation days at museums. That’s a great way to see some exhibits or even take in some music as some of them have a jazz night. I’m with you on the bakery goods. I would kill for a good scone. Thanks for stopping by, Mary!

  5. Very funny post, Mrs. Groovy. Perhaps I can be a weird day-roamer on the streets along with you guys next time I come to the Charlotte area. Afternoon nap is supposed to be good for your body and your skin, to feel better, get a doctor to certify this FIRE behavior.

  6. Jacq

    I gave my gram an award for best napper when I was a kid. I am a napper. 1st grade, college, now. Last night I was exhausted and napped when I got home from work for like an hour. Still went to bed normal time. 🙂
    I am looking forward to afternoon naps, in the winter especially, in FI. And having plenty of time to cook.
    I experienced mid day grocery shopping the last time I was unemployed – ahhhmazing!
    My secret is I was never a fan of pop tarts. *shrug* I believe you about the Yodels, could it have been regional?
    I mitigate evening drinks by swapping in seltzer or tea.
    It sounds like you Groovy cats have this down! Keep up the good work!

    • Mrs. Groovy

      Yes, mid day grocery shopping is pretty cool. Except on Mondays because sometimes all the food trucks have not arrived yet.

      I think the Yodel thing may have been regional in the northeast, and only for a very short period. Thanks, Jacq. I think we’re still making it up as we go along although Mr. Groovy has always been better than me at relaxing (and I don’t mean napping).

  7. Ning

    haha I can’t wait until I’m at that stage!! I’ll trade places with you any day of the week! 3pm sounds nice. that’s what I used to do in high school after I got home from school, resting before tackling homework.

    • Mrs. Groovy

      Thanks, Ning. Mr. Groovy and I were just talking about our high school schedules the other day. I recall being done with classes by around 12 pm. Definitely had time for naps back then but I was too busy hanging out in the schoolyard.

  8. I am independent contractor and have been between projects for over a month. Most days I get lured to the couch for a nap which I feel a bit guilty about. Yet you being done with working, shouldn’t feel bad about napping. I do think it will take a mind shift when I do retire. Did you have to stop thinking that everyday had to be productive? Do you fully commit to a nap and get into bed?

    • Mrs. Groovy

      Thanks for your thoughts, Marcia. I definitely don’t think I need to be productive every day but I am looking forward to a time that I get more creative. Right now I’m so happy not to be working, sipping my coffee leisurely in the morning, studying Spanish and taking walks with Mr. Groovy – that’s enough for me. As for committing to napping, I’m so committed that I’m truly starting to wonder why I even make my bed in the morning. No sofa for me. I’m totally under the covers (even though it was 70 degrees here today).

  9. NatPhorU

    The following is intentionally a bit hyperbolic and is intended to be good natured, so don’t take it too seriously.

    There are a couple of truly horrifying things in your list that you didn’t call out as horrifying.

    1) That you associate with people who would drink Kahlua or would drink it yourself. That milky swill is for college kids and underage drinkers who don’t know any better. May as well be drinking Boone Farms or Bud Clamato (which, shockingly, is a real thing that people actually put into their bodies).

    2) You can’t find a dive bar that’s open in the afternoon. You’re not trying hard enough. A bar can’t be a dive bar unless it opens very early to serve real alcoholics. If you can’t get a shot to help cope with your morning commute or on your way to pick up the kids from soccer practice, it ain’t a dive bar. My favorite dive bar opens at 8 am and has a sort of “depressing hour” special from 8 am to 9 am where you can get half priced shots.

    • Mrs. Groovy

      No harm, Nat. Funny stuff. But to address your points:

      1) I’d be much happier if my Kahlua cost the same as Boone Farms or Clamato.

      2) From our neck of the woods (Long Island and Brooklyn) we would call what you’re describing an Old Man’s Bar. Those places that open at the depressing hour for the hard core drinkers. A dive bar, rather, has a certain cache. It’s more hip. It’s so skanky that it’s cool.

  10. Hi Mrs G
    After 5 years of retirement, I agree with most of your items –
    We were away last week with our son and his wife for a few days. They were driving, husband and I were asleep in the back.
    We also name people on our walks.
    Booze has gone up, but now starting to get sensible and trying to get it back down again…

    I rarely get the chance to nap during the day though, too many things to do. I’ve even started getting up earlier in the morning to fit more things in…. However when we put the TV on in the evening, I’m out for the count!

    And like you, if anyone ever finds me watching daytime TV, or Bingo – I agree -shoot me!

    • Mrs. Groovy

      LOL, I love it Erith. We’ve got a long drive next week and I’m the co-pilot. But Mr. Groovy always catches me napping on duty. Good for you for getting up earlier. I think when this “honeymoon phase” is over (whenever that might be) I’ll be arising earlier too.

  11. I vote for go with the flow! Retirement is all about doing the things you’ve always wanted to do. There’s a line between being a lazy slob and relaxing for a bit, of course, but there’s no shame in doing fun things. Find joy in being absolutely weird. 🙂

    • Mrs. Groovy

      Hah, do you know Mr. Groovy wrote a post about fearing he’d become a lazy slob? Yep, we’re definitely weird. Thanks Mrs. PP.

  12. Hi Mr. and Mrs. Groovy,

    “Kahlua with milk” – I have never tried that. I have added it to my to do list 🙂

    With work, two kiddos and their schedules, we have ~16 hour days and I have no idea of the issues you are talking about.

    I would say watch the alcohol intake. A pleasure is no longer pleasure if it is available all the time.

    Cheers, take it easy, and enjoy your retirement.

    Now I am going to get a glass of red wine before I go sleep.


    • Mrs. Groovy

      16 hour days are rough, Michael. No worries about the alcohol but thanks for the warning. I exaggerate for the sake of creative license. We’re not overdoing it on the drinking. Hope that glass of wine helped you go to sleep!

  13. Love getting some of your – and other’s – early impressions of retirement. Although I believe I have a solid plan in place and have given lots of thought to how I will stay engaged, I have no doubt there will be some surprises.

    • Mrs. Groovy

      I’m sure you’ll be much more productive than I am, James. And I have no doubt that whatever you set your mind on doing, you will accomplish. But it will be interesting to see what surprises you face.

  14. Oh naps. Prior to kids and wife lifestyle I’d get home from work, sit on the couch, and then wake up about 30-35 minutes later feeling refreshed as ever. I miss naps. 🙂

    Talking about people at the lake reminds me of one of MMM’s early posts that caught Mrs. SSC’s attention when he mentioned something along the lines of “sweeping your driveway at 10 am on a Tuesday in your pajamas as a show of leisure.”

    Sounds like a nice schedule you guys have right now. 🙂

    • Mrs. Groovy

      Go have yourself a nap, Mr. SSC. You deserve it! It’s weird to me what people do publicly in their pajamas, like walk the dog, move the trash, or in MMMs case sweep the driveway. We still try to stay under the radar and not show off anything. Right now the schedule is working but I’m sure it will need some tweaks as we go along.

  15. Oh, what my kids would do for those Pop Tarts haha! It’s amazing how many interesting characters, and rituals and routines are going on all around us, but we never really notice because we’re too busy moving around, running from point A to B to C an so on. It’s a nice position to be in, to have the time to pause and notice those things. Very cool! 🙂

    • Mrs. Groovy

      It took a lot of willpower for me to keep from eating those Pop-Tarts! Yes, it’s very nice to have the time to reflect and observe. Thanks for commenting, MMM.

    • Mrs. Groovy

      I was on good behavior and didn’t touch the Pop-Tarts since I’m sure I cannot stop at just one (or two).

      Yes, see you real soon! It’s going to be so much fun!

  16. Haha! Sometimes I get the feeling we are the weirdos walking around our neighborhood while everyone is at work, and the freaks wandering the museums on weekdays 🙂

    Haven’t had any trouble with the bars though, we usually drink at home, and after the sun has gone down – during the winter anyway 😉

    • Mrs. Groovy

      I’m positive people think we’re the weirdos. We like the dive bars for the atmosphere, not so much for the booze. It keeps us young. We’re more like you, prone to drinking at home.

  17. Oh man I’m so sorry you’re going through this. Hang in there…you’ll get through this difficult time. lol! Oh naps! I got to take naps when I was freelancing (although I can only do about 20 minutes before I cross over to the lethargic zone)…it was glorious. I think there is something to be said about the power nap and wish more companies had nap rooms. Anyway, good luck with you ordeal my friend! 🙂

    • Mrs. Groovy

      Thank you Tonya. I love the mental picture of a company napping room. That would be a sight! I can nap for more than 20 minutes without getting lethargic because I don’t sleep the whole time.

  18. Ha! Even when we worked full time we’d often work weekends and have random days off during the week, so we were frequently the only people without grey hair at stores, shows, museums, and tours. But now that I’m going grey too, it’s all good 😉
    Enjoy retirement, and might I recommend sunglasses with reflective lenses so the others can’t tell where you’re looking?

    • Mrs. Groovy

      I like that idea about the sunglasses! Or gafas as Mr. Groovy and I are prone to call them now that we’re doing our daily Spanish lesson.

  19. Retirement sounds dull and terrifying. I will postpone this as late as possible…! Really!

    Thx for the insights. I do think that you need some time to adapt to retirement and find a new balance in life. Whet that involves taking a nap, why not. As long as it is not out of boredom or because you have a really high alcohol bill…

    • Mrs. Groovy

      Dull and terrifying – exactly! I actually wish I could be more of a lush but I mostly don’t like the taste of alcohol.

  20. Take things slow and nap if you want to! That’s what I’ll say. I understand the urge to nap though. I had a short break last year. Whenever it was the late afternoon, 3 to 4pm, I would be feeling really sleepy even though I didn’t do anything exhausting. I am getting into my retirement mood way too earlier!

    • Mrs. Groovy

      I don’t know what it is about 3 pm but you either end up napping, or hitting the candy machine at work! I definitely don’t need to do anything exhausting to nap. Go ahead and prepare yourself, it’s never too early.

  21. Don’t fight the urge to nap! To me that’s one of the things I’m looking forward to the most. My aunt and uncle are retired and when I see them on family trips they always sneak away for an afternoon nap. I laugh and joke with them about it but deep down I’m jealous! 🙂

    • Mrs. Groovy

      Thanks, JW. I’ll try to go with the flow. Sounds like your aunt and uncle have their rhythm down. It’ll take me a while to get into a good pattern.

  22. Being that I am both a freak and a retiree I can say that I have also witnessed all the retirement truths you have laid out. Worrying or fighting it is a rookie mistake. Embrace it. It took me a couple of years to get fully into the early retirement groove. My drinking has moved toward quality over quantity now. I am also in the process of picking out an appropriate cape. One that will match my bicycle helmet.

    • Mrs. Groovy

      Ahhh, embrace it. Yes, good advice coming from a freak with experience! Will you post a photo when you get your cape?

  23. Same here on the naps and alcohol. I’m glad it’s not just me! But I also don’t stress when I wake up crazy early anymore, I just get up knowing I can nap later. Congratulations on your retirement–it’s so fun!

    • Mrs. Groovy

      Thank you, Ms. Liz. I haven’t gotten to the point yet where I wake up crazy early. I still need to set the alarm. I appreciate you stopping by.

    • Mrs. Groovy

      Thanks, Jim. I just need to remember to give myself permission to do nothing. It’s not always about being productive (I just don’t want to swing too far in the opposite direction either.)

  24. Sounds like college – lots of alcohol, naps, and junk food. Yes! 🙂

    Can’t wait to start meeting the neighborhood weirdos and coming up with clever nicknames, sneaking into the matinee, catching the early bird dinner specials …. sounds great!

    • Mrs. Groovy

      I hadn’t thought of that. College? I’ll take it. We haven’t done any sneaking into the matinee although, once we get inside with a ticket, there’s nothing to stop us from seeing all the movies.

      The “Loose Doody” nickname wasn’t exactly original. My brother made up the name for one of the parents in our neighborhood when we were kids. And it just seemed appropriate for the woman in the park.

    • Too funny! I was thinking of college too! I think naps are great – just if they aren’t too long. Love that Mr. G is keeping the docents busy too! I should bookmark this and check back next year. I’m thinking I’ll have a few to add.

  25. I also support the nap. I honestly think it’s something natural in our biology that makes us want to do it, and we don’t because of our day jobs. In China, they will sleep at their desk for an hour or so after lunch.
    Thanks for the warning about these terrors of early retirement. Most of them seem expected. Except for the craving food from your childhood one, that threw me for a loop. I wonder why that desire comes up. Maybe it’s also something in our biology.

    • Mrs. Groovy

      You’re welcome. I didn’t want you to be taken by surprise and scared out of your wits by these horrifying truths when you retire! Honestly I don’t know why I started thinking about Yodels but now I’m on a quest to at least find a story about the jam-filled ones.

  26. I’m pretty sure if I didn’t nap at least once a day it would mean something was terribly wrong. And I hadn’t really noticed about the alcohol until you mentioned it. I’m not much of a drinker, but I have found myself browsing the liquor stores for something new to try! I’ve also been craving Pop-Tarts, but so far Suzanne has kept me away from them. So I’d say you’re on target with your observations. Not every part of retirement has to have a higher purpose. Now just stop worrying and let yourself enjoy…you’ve earned it!

    • Mrs. Groovy

      Luckily you have Suzanne to keep you out of trouble. I’ll try not to worry too much but if I start feeling like a slug, then I may re-visit this idea of napping.

  27. Take. The. Nap. I absolutely love naps and feel the same urge you do on weekends. One of my favorite afternoon pastimes is napping with Mad Money Cat! So, by all means, go for it.

    This is part of having the luxury of listening to your body! If you feel like you need a nap, your body needs to rest. Likewise, if you feel like you could eat a Pop-Tart, your body obviously needs sugary goodness, STAT!

    I think all the things you’re are totally awesome. Rediscovering things from childhood, enjoying new beverages, and chatting it up with weekday museum staff sounds like one perfect existence to me. Indulge yourselves, and don’t ever forget to keep us posted! I can’t wait until I get to see the world through #FIRE lenses 😉

    And pass me a Pop-Tart, pretty please 🙂

    • Mrs. Groovy

      I can pass you TWELVE Pop-Tarts right now. It’s not Saturday yet and those little suckers are still staring me in the face. Mr. Groovy has willpower but I can’t stop at just one or two. Thanks, I’m trying to listen to my body but I hope it’s giving me the right signals!

  28. Go with the flow. You’ve earned it. I have to admit I didn’t take on many new habits (other than Netflix binge watching)

    My new hobby does take up more of my budget than expected.

    I think we find that many of the new activities we take on after retirement come with a price tag.

    Enjoy the naps. I wish I could do that.

  29. I love middle of the day museum trips! Oh even better is the ski hill on a Wednesday morning! Or hiking on that perfect spring day because the weather just happens to be amazing on a Thursday. I use to just stare out my work window and curse nice weather days. Not any more! =)

    • Mrs. Groovy

      Skiing with no one around sounds fantastic. Although since neither Mr. Groovy or I have gone skiing in years, we might be snowshoe people at this point.

  30. These all sound like terrible things! Pop Tarts, alcohol and naps? I say go with the flow.

    It is interesting when you walk around your neighborhood. You see some interesting people and sites. I walk our dog regularly and I’m amazed at the things I see.

    Do the nap affect your sleeping habits at night?

    • Mrs. Groovy

      Surprisingly the napping has no effect on my sleeping at all. I’m still getting around 7 to 8 hours. I think perhaps I’m not sleeping too deeply when I nap.

  31. Ha! These were NOT what I was expecting! I say go with the flow when it comes to naps. Curling up with my cat sounds so good right now — and you can actually do it anytime you want!

    And please share the recipe for the crock pot boozy drink. It sounds fantastic 🙂

    • Mrs. Groovy

      Oh, good! We’ve got to keep our brainy readers on their toes and not get too comfy with the content here! I have to get my hands on the crockpot recipe. The one I make for us is in the micro – 1/4 cup of hot cocoa mix, 8 ounces of water, a splash of milk, and a splash of Kahlua.

  32. Oh the horror! Lol. A few of these I kind of expected and we’re so looking forward to! On a normal Saturday, we might wake up early, exercise, do chores and if we’re doing something tiring at the end of the night we might take a slight nap in the middle of the day. If we could do that on a regular basis, that would be heaven. What probably happens is sometime during the middle of the day, a glass of sangria will lead to a nap.

    Omg, when we go walking in the morning we have the same experience where we’ll recognize people and think of them as characters. We were shocked one day when we were at a pizza place and at the bar a guy we didn’t recognize exclaimed “Hey! You guys walk at the lake in the morning!” Umm. Yeah. Lol.

    I guess to other people, maybe we’ll end up being the weirdos in the middle of the day too. Haha!

    • Mrs. Groovy

      That glass of sangria would definitely put me out for a few hours! We’d be shocked too if anyone were to recognize us from our outings. Luckily it’s been a little chilly and I’ve been wearing my hoodie over my head since it gets windy at the park, LOL.