The “Stop It” Guide to Personal Finance: Part Four

Part four of my “Stop It” guide happens to be the linchpin of personal finance. Here it is: Stop It Rule Four: Stop spending more than you earn If you’re living paycheck to paycheck, “Stop it.” Work more or downgrade your lifestyle or do both. The only way to get ahead financially and build wealth …

Tips to Help You Forge a Frugal Mindset

Several posts ago, I suggested three strategies to help you subdue your appetite for stuff: strategic ignorance, strategic aloofness, and strategic participation. Here’s a quick review. Strategic ignorance: This is the practice of consciously removing yourself from the loop, of being purposely ignorant of whatever is “cool” or “hot” or “fashionable.” The logic behind strategic ignorance …

Live With Less

Today we have a guest post from Mr. Xyz who blogs with his wife at Our Financial Path. They are both in their 20s and hail from Canada. They plan to retire at 35, after ten years of blogging about their journey. In their Open Book series, Mr. and Mrs. Xyz write about their various …

How to Look and Feel Like The Vigilante Without a Hefty Price Tag

Some time ago I came across a blog called, I Vigilante, and I was immediately hooked by the blogger’s enlightened self-interest and willingness to say FU to convention. Here’s how The Vigilante describes his mission. I’m here to show you the virtue of unapologetic selfishness (“I”), the virtue of rebelling from authority and expectations often …

Frugal Fitness for Everyone: From Busy Moms to Novice Obstacle Course Racers

I’m into fitness—frugal fitness, that is. A while back I wrote a post about how I set up a home gym in my garage for under $100. I also added a $15 chin-up bar to my indoor regimen of free YouTube workouts, bear crawls and planks. To say I’m cheap about fitness is putting it …