A while back, I wrote a post that payed homage to Asian Americans. This homage was richly deserved. Just take a look at the statistics regarding median household income by race and ethnicity. Asian Americans are kicking ass. And they’re doing it the old-fashioned way. They’re working hard, both in school and out, procreating responsibly, …
Prior to my fortieth birthday (I’m 55 now), I was a financial moron. I wasn’t good at making money, and I wasn’t good at saving money. My financial IQ was appalling. Rudimentary financial concepts such as “pay yourself first,” “build an emergency fund,” “automate your savings,” and “invest in low-cost index funds” were utterly alien. …
Continue reading “There Is No Excuse for Being a Financial Moron”
In a post from last week, The Government Isn’t Going to Save You, I coined the phrase Personal Responsibility Warrior (PRW). Now, granted, proclaiming to be the inventor of a phrase is a rather bold statement. But I googled “personal responsibility warrior” and nothing came up, so I’m running with it. Not only am I …
Continue reading “How to Become a Personal Responsibility Warrior in Five Steps”