The Back Door Junior IRA

The Republicans in Congress had eight years to come up with an Obamacare replacement. And what did their fertile minds, brimming with immense critical thinking skills come up with? Obamacare 2.0. Really guys? For eight years you’ve been telling us how awful Obamacare is. Why, it’s not only a colossal failure when it comes to …

Prepare for Impact: You’re 55-Years-Old and Broke

Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is. …