Author: Mr. Groovy

  • No One Ever Said Building a Bison Was Going to Be Easy

    No One Ever Said Building a Bison Was Going to Be Easy

    There’s no Dave Ramsey of scrap-metal welding. In other words, I can’t fire up my Kindle and download The Seven Baby Steps to Building Your First Lifesize Bison out of Scrap Metal. Aside from the John Lopez video below, I’m basically on my own. Just me and whatever critical-thinking skills I have left from nine…

  • Why FIRE Is a Moral Imperative

    Why FIRE Is a Moral Imperative

    For what is a man, what has he got? If not himself, then he has naught To say the things he truly feels And not the words of one who kneels The record shows I took the blows And did it my way —Frank Sinatra I don’t think transgender women are women. I think they’re…

  • 2020 Statement of Purpose

    2020 Statement of Purpose

    What’s the point of this blog? When Mrs. G and I first began this blog over four years ago, it was a clear-cut personal finance blog. Mrs. G and I got our financial act together rather late in life (mid-40s), and we thought our quest for financial independence was an interesting story. But since that…

  • Where Are the Constituents’ Yachts?

    Where Are the Constituents’ Yachts?

    In my lifetime, the government footprint has grown tremendously. When I was born, for instance, way back in 1961, there was no such thing as Medicare, Medicaid, student loans, seatbelt laws, and background checks for handgun purchases. The national debt was only $289 billion (versus $23 trillion today), and the federal register only contained 12,792…

  • The Groovy Fund

    The Groovy Fund

    Mrs. Groovy and I have drunk copious amounts of index-fund Kool-Aid. We are Bogleheads through and through. As such, nearly 100 percent of our investment portfolio is devoted to just two funds: a total stock market index fund and a total bond market index fund. But we do have a small amount of our investment…