Author: Mr. Groovy

Ten Reasons Why You Can’t Save Money – Part Two
Last Wednesday, I published Part One of my two-part series, “Ten Reasons Why You Can’t Save Money.” Here’s Part Two. Reasons Six to Ten Why You Can’t Save Six: You Don’t Listen to Dave Ramsey Haha! Only kidding. Mr. Ramsey is being used here as a metaphor, although his syndicated radio show is surely worth…

Why Community College Should Be the Default Choice for Most High School Graduates
Hey, groovy freedomist, I got bad news. I was a lazy sh*t the past couple of days and I didn’t finish Part Two of my ten-reasons-why-you-can’t-save series. Part Two won’t be ready until Monday. Damn! No one ever told me how hard this blogging gig was going to be. But even though I’m in the…

Ten Reasons Why You Can’t Save Money – Part One
Americans are a confounding lot. On one hand, they’ve never had more opportunities to make money and save than they do right now. There were no app developers, YouTube personalities, Uber drivers, direct deposits, and Roth IRAs when I was growing up. On the other hand, however, they’ve never been more racked by financial insecurity…

Dr. Groovylove 2: How I Learned to Stop Worrying and Love Petty Annoyances
Here’s a shocker for you: Be around someone long enough and he or she will unveil habits and beliefs that will grate mightily upon your sensibilities. Well, I’ve been married to Mrs. Groovy for nearly 18 years now, and I must admit that—even though she’s fabulous—she does and says things that I find, shall we…

Life In Rural America
Mrs. Groovy and I are big proponents of geoarbitrage. When done with a nice chunk of home equity, it’s a great way to radically change your financial fortunes for the better. By using geoarbitrage, we went from Baby Step 0 (i.e., awash in debt and living paycheck to paycheck) to Baby Step 7 (i.e., no…