Author: Mr. Groovy

If You Have Just One Free Hour a Day, You Can Kill Your Money Woes
I never saw the movie Predator in its entirety. But I do remember this epiphany that the character Dutch (Arnold Schwarzenegger) had when he discovered the blood of the movie’s super formidable villain on the ground. If it bleeds, we can kill it. Dutch didn’t say that killing ol’ crab face was going to be…

Freedom Is Groovy In 2019
I’m bored. I suppose that’s the fate of any blogger who dedicates himself or herself to a subject that’s been covered exhaustively for several years now by an army of dedicated scribblers and yackers. I mean, c’mon, how many twists can you insert into the fundamental plot of personal finance—spend less than you earn and…

Groovy Thoughts on Building a House
Groovy Ranch is now operational. In a little over five months, 3.4 acres of land went from accommodating winter wheat to accommodating a 1,528 square foot farmhouse and a 672 square foot garage. We’ve been living in Groovy Ranch for a little over a week now. We don’t have any furniture yet—we’re still sitting on…

Dr Groovylove or: How I Learned to Stop Worrying and Love Big Government
Democracy is the theory that the common people know what they want, and they deserve to get it good and hard. —H.L. Mencken I’m not a fan of government. I have a jaundiced view of government, not because a book told me to, and not because some blowhard on the radio told me to. No,…

The Broken Windows of Personal Finance
In the early 80s, two social scientists, James Q. Wilson and George Kelling, came up with a crime-abatement theory called broken windows. In a nutshell, the broken windows theory goes like this: Broken windows on a building or a home that aren’t fixed send the message that the owners of the structure don’t care. Since…