Author: Mr. Groovy
Building Groovy Ranch: Update 22
Today’s Groovy Ranch update is about three firsts. First Grapple with the Paradox of Choice Terry, our builder, needed to know what brick we wanted to use for the Groovy Ranch foundation. So he asked us to visit his brick merchant and make a choice. Holy crap! Do North Carolinians really need hundreds of styles…
Building Groovy Ranch: Update 21
Way back in 2016, I proclaimed a downsize challenge for me and Mrs. Groovy. Here is what that challenge entailed. Sell our Charlotte home for roughly what we bought it for ($225K). Use the proceeds of the sale (roughly $210K after realtor fees and closing expenses) to build a house in the Raleigh, North Carolina,…
Doing Poverty Right
In the financial independence community, the difference between your monthly take-home pay and your monthly expenses is called the gap. The larger the gap, the more you have to save and invest. The best way to grow the gap is to make more money while simultaneously lowering your expenses. In this post, I want to…
Building Groovy Ranch: Update 20
Seemingly Competent Lawyer: “I don’t see anything in this contract where the builder is obligated to show you he has paid his subs before you pay him.” Mrs. Groovy: “Yeah, that was one of the things I wanted to ask you about. And what about the part where it says we need to get flood…
The Groovy Ode to FI Fritzy
Note: This post was a joint effort between me and Mrs. Groovy. So don’t get thrown by the use of “we” and “our” rather than “I” and “my.” Fritzy. Fritzer. Fritz. Whatever you want to call Fritz Gilbert from The Retirement Manifesto is perfectly fine. Just call him. But wait until tomorrow. He’s celebrating his escape from…