Wealth-Building in a Nutshell

Be less lazy. Be less useless. Be less shortsighted. Follow these three rules every day as best you can and you will build wealth. You may not ever get rich or achieve financial independence, but you will eventually find yourself in a better place. If you’re unhoused (i.e., homeless), you will soon be housed. If …

What My College Road Trips Should Have Taught Me About Personal Finance

My first stint in college began over 40 years ago. From 1979 to 1984, I attended Buffalo University. During the course of those five years, I made a lot of road trips back and forth between Buffalo and my home on Long Island. And little did I know then, a lot of those road trips …

FIRE Is Not for You

The biggest reason I think Robert Kiyosaki is a conman is that his real estate sales portal doesn’t exclude anybody. As long as you have a pulse, you’re welcome to join his real estate “seminars.” It doesn’t matter what your income is, what your credit score is, or what blue-collar skills you bring to the …

Wealth-Building in One Lesson

One of my favorite books on economics is a book titled Economics in One Lesson. It was written by Henry Hazlitt in 1946, and it has done more for my critical thinking skills–pound for pound–than any other book I have ever perched before my haunting blue eyes with my firm rugged hands. Mr. Hazlitt’s lesson …

Perfect Conditions Versus Hospitable Conditions

I didn’t get married until I was 40 years old. If I were a complete narcissist, I could easily blame that futility on women. After all, there wasn’t perfect neutrality in my dating world. Many women weren’t looking for a mate (they were already married), many women weren’t looking for a white mate (they preferred …