Anyone familiar with this blog knows that I’m fond of saying, “your habits are your destiny.” And ever since I read the book, The Checklist Manifesto, by Atul Gawande, I’m fond of checklists. So for this post, I’d like to combine these two beloved things—an adage and a tool—and gear them toward personal finance. In …
Continue reading “The 10 Things You Need to Do Daily to Become Financially Independent”
On a recent walk, Mr. Groovy and I listened to a podcast of Farnoosh “I-Make-More-Than-My-Husband” Torabi interviewing Bobbi Rebell. Bobbi is making the rounds discussing a book she wrote called How to Be A Financial Grownup. Although I haven’t read the book, the title hit home and made me think about what it means to …
Continue reading “Three Simple Steps You Can Take Right Now to Protect Your Finances”
In a post from last week, The Government Isn’t Going to Save You, I coined the phrase Personal Responsibility Warrior (PRW). Now, granted, proclaiming to be the inventor of a phrase is a rather bold statement. But I googled “personal responsibility warrior” and nothing came up, so I’m running with it. Not only am I …
Continue reading “How to Become a Personal Responsibility Warrior in Five Steps”
Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is. …
Continue reading “Prepare for Impact: You’re 55-Years-Old and Broke”
Have you ever driven by a church advertising the start of Financial Peace University classes and found yourself wanting to sign up? Do you feel guilty about going out with your co-workers for lunch every workday and dropping $8-$10? When you meet someone who is under 50 and retired, do you find yourself racked with …