We Overspent and We Liked It!

I have something to admit. We blew it big time this month. Above our typical expenses we spent another $1,000 on discretionary items. What’s gotten into us? Have Mr. and Mrs. Groovy donned their spendy pants? Have they fallen victim to the siren call of “THINGS” that beckon “Buy me! Buy me!”? Hardly. But in …

The Hannibal Lecter Guide to Personal Finance

Forget Ramsey. Forget Edelman. Forget Mr. Money Mustache. The greatest personal finance guru of our generation is Hannibal Lecter. A rather bold claim, no doubt. But humor me for a moment and watch the following clip from Silence of the Lambs. Pay particular attention to Hannibal’s insights from the 0:44 second mark on. “We begin …

Average Returns Are Awesome

If I told you I worked in the fast food industry and I made the average salary, you would likely pity me. And for good reason. The average full-time fast food worker makes between 15k and 19.5k annually. Not exactly living la vida loca money. But suppose I made an average salary and was employed, …