Years ago, my friends and I got a kick out of a cigar commercial that aired a lot during New York Met games. Here is one iteration of that marketing campaign: Now it’s time for a lesson. Let’s substitute the White Owl pitchman with a pitch person who represents the biggest commercial interests in America …
Continue reading “The Perils of Financial Ignorance and Permissiveness”
Are black Americans being oppressed by The Man? The position taken here is no. Are black Americans struggling socially and financially? Yes. But the position taken here is that black Americans aren’t struggling socially and financially because of “systemic racism” and “white supremacy.” Nope, the position taken here is that black Americans are struggling socially …
If we learn anything from the Wuhan virus pandemic, I hope to God it’s this: We have to stop listening to “them”! Who are “them”? For the purposes of this post, “them” refers to the people who have established our conventional wisdom. “Them,” or better yet, “Them People,” are the cool people, our thought leaders. …
In the fall of 2019, I invented a theory called the public use theory. Here are the two key premises of that theory: Premise One: All institutions—because they’re run by mere mortals—are flawed to one degree or another. Premise Two: The more you engage with any particular institution, the more likely you’ll be exposed to …
Continue reading “Pandemics, Public Use Theory, and Financial Independence”
A bout against unemployment isn’t won the day you secure a new job. It’s won months before you even lost your job in the first place—providing you had the foresight to establish an emergency fund. In other words, preparation is the key to surviving any calamity, whether it’s large or small. This brutal lesson really …
Continue reading “Prepping the FI Way or: How I Learned to Stop Worrying and Love the Coronavirus”