Manufactured Ineptitude

Let’s for a moment suppose that I’m a dirty, rotten scoundrel. I want a majority of my fellow Americans to be miserable and broke and incapable of managing their lives. How would I go about creating this epidemic of ineptitude? I would do the following three things. Financial Ignorance by Design The fundamentals of personal …

If You Don’t Know Money, You Need to Watch this Guy in a Turban

Slaking my thirst for personal finance knowledge usually meant running to blogs and podcasts. But lately, that has changed. I now imbibe far more personal finance knowledge via YouTube videos than blogs and podcasts. And one of my favorite personal finance YouTubers is a guy named Jaspreet Singh. Check out his recent video on The …

The Groovy Fund

Mrs. Groovy and I have drunk copious amounts of index-fund Kool-Aid. We are Bogleheads through and through. As such, nearly 100 percent of our investment portfolio is devoted to just two funds: a total stock market index fund and a total bond market index fund. But we do have a small amount of our investment …

If You Want to Get Ahead Financially, Don’t Be a One-Quarter Person

Well into my 30s, I had one explanation for my inability to get ahead financially: malevolent forces. Evil people in Washington and Albany were conspiring against me. And so too were the people who ran the municipality I worked for. These twisted souls wanted nothing more than to see me suffer, to see me go …