The Back Door Junior IRA

The Republicans in Congress had eight years to come up with an Obamacare replacement. And what did their fertile minds, brimming with immense critical thinking skills come up with? Obamacare 2.0. Really guys? For eight years you’ve been telling us how awful Obamacare is. Why, it’s not only a colossal failure when it comes to …

Obamacare Here We Come

Earlier this year, I started looking into Obamacare. I wanted to get an idea of what health insurance would cost me in 2017, the first calendar year Mrs. Groovy and I would be retired and would thus no longer have employer-provided health insurance. Here is what I found on the Blue Cross Blue Shield website. …

Going Down the ACA and COBRA Insurance Rabbit Hole

Mr. Groovy and I are moving into uncharted territory—in 2017 we will no longer have employer covered health insurance. We’re each eligible to continue employer coverage through COBRA, but we’ll roll the dice and enroll in Obamacare under the Affordable Care Act. However, we have little idea what that will look like. I share our …

A College Degree for Under 8 Grand in 12 Months?

Last week at Freedom Is Groovy, we got into a rollicking debate over the value of a bachelor’s degree. I took the controversial position that a bachelor’s degree is a scam. And, of course, I got gently lambasted for this position. James over at Retirement Savvy and Vicki over at Make Smarter Decisions made some …