Category: Financial Freedom

The Pervasive Waste of Your Tax Dollars: City Government Edition
Anyone remotely familiar with the Freedom Is Groovy website knows that I’m not a fan of government. And it’s not because I’m a meanie. Government has inherent flaws that make it a poor steward of people’s money. Consider the following. Government is often a monopoly. A private company, for instance, can’t start up a DMV and…

Dodged a Bullet: But the Emergency Fund Was There If I Hadn’t
What do you get when you combine water, untreated wood, and a two-story porch that may have been poorly designed? You get severe water damage and a $7,500 estimated repair bill. Ouch. Thankfully, this costly repair will burden my neighbor’s finances and not mine. But up until a couple of days ago, I wasn’t so…

Do You Live Your Life Like a Financial Hermit?
For nearly thirty years the stranger in the woods… Took the same steps over and over, year after year, and left no trace—no footprints in the snow or the soil. Treaded carefully on rocks in the forest and took great pains to avoid leaving an impression. Camouflaged all his belongings so that glints of sunlight…

The Groovy Guide to Knowing if You’re College Material
Imagine for a moment that I decided to open a football school. And my school’s deeply-held conviction is that it can turn anyone into an NFL caliber player. So it doesn’t matter how fast, strong, big, tough, or athletic a potential student may be. Just give my school four years, and my staff can turn…

Net Worth Update: Things Look Good, I Think
Wow! It’s May already—a third of the year has shot by. A year ago, I vowed to be less in thrall of the market’s daily gyrations. No more being glued to CNBC. No more checking our portfolio’s value every day after 6 pm when it reflected the latest mutual fund prices. I wanted a set-it-and-forget-it…