Have You Stress-Tested Your Financial Situation Lately?

In 1961, the year I was born, our national debt was $289 billion. Today, it’s $21.1 trillion. We clearly have a problem living within our means. We also have a problem managing our public pensions and our premiere safety net program, Social Security. Consider the following: According to Bloomberg, only two states in the union …

How Saving for Retirement Is Like Removing Dingleberries from Your Ass

One of my go-to bloggers these days is Tonya from Budget and the Beach. She recently posted a fantastic yarn about a “dumb-ass” purchase she had just gotten roped into by some clever advertising. Yes, even the great ones make a financial faux pas every now and then. And I encourage you to read it, …

The Second Greatest Invention of All-Time That Every Young Person Should Know

Abraham Lincoln once said this about the written word: “The written word may be man’s greatest invention. It allows us to converse with the dead, the absent, and the unborn.” Abe will get no argument from me. For up until very recently, the best way to spread knowledge was to convert it into squiggly markings …

The Geoarbitrage Calculator

At its most elementary level, geoarbitrage makes sense when it lowers your expenses far more than your take-home pay and the gap between your expenses and your take-home pay grows decidedly larger. To show what I mean, let’s take a quick look at the Groovy gap before and after we left New York. Groovy Gap …