Category: Frugality
Thirteen Reasons Not to Invest Time and Money into Professional Sports
On November 15, 2017, I published a post questioning the merits of being a sports fan. It has turned out to be my most popular post by far. Right now it has 230 comments. The last one was submitted this past July—more than three and a half years after the post was published! That’s pretty…

Three Ways to Hone the Financial Superpower of Patience
Why do the rich get richer? Yes, I know, the system’s rigged. But beyond that, a big reason why the rich get richer is that they have the luxury of patience. Consider the following: Right now Tesla’s trading at around $650 per share. If all things go as Elon plans, and Tesla perfects self-driving automation…

We Discovered an Obamacare Wrinkle That Lowered Our Monthly Premium to Zero for 2020
Mrs. Groovy signed us up for Obamacare for 2020 and stumbled upon an Obamacare wrinkle that we’ve never seen before. Apparently, members of a family need not all be covered by the same plan. In other words, Obamacare allows a husband and wife to have different plans. What I’d like to do now is show…

If You Have Just One Free Hour a Day, You Can Kill Your Money Woes
I never saw the movie Predator in its entirety. But I do remember this epiphany that the character Dutch (Arnold Schwarzenegger) had when he discovered the blood of the movie’s super formidable villain on the ground. If it bleeds, we can kill it. Dutch didn’t say that killing ol’ crab face was going to be…

The Groovy Guide to Doing College Right
I am not a fan of the higher education business model. As far as I’m concerned, it’s the greatest scam ever perpetrated on the American public. First, in order to get its flagship credential—the vaunted bachelor’s degree—you have to spend two-thirds of your time studying material that has nothing to do with your major. Second,…