I’m a fraud. Or at least that’s how I often feel. Yes, groovy freedomists, I suffer from impostor syndrome. Oh, yeah, I’m a big tough guy. I’m financially independent. But I don’t have any kids. And when Mrs. G and I left high-cost New York for low-cost North Carolina in 2006, we arrived with no …
Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is. …
Continue reading “Prepare for Impact: You’re 55-Years-Old and Broke”
Hello, groovy freedomists. Today we are proud to offer a guest post from Penny, a terrific blogger who blogs over at shepicksuppennies.com. Mrs. Groovy and I are big fans of Penny. And before we tell you why this is so, we want to share some pertinent facts about Penny. Penny is a teacher and a …
Last week at Freedom Is Groovy, we got into a rollicking debate over the value of a bachelor’s degree. I took the controversial position that a bachelor’s degree is a scam. And, of course, I got gently lambasted for this position. James over at Retirement Savvy and Vicki over at Make Smarter Decisions made some …
Continue reading “A College Degree for Under 8 Grand in 12 Months?”
Special Note In the comments section, James from RetirementSavvy called me out on reasons 6, 7, and 8. Here’s his exact rebuke. Also, reasons 6-8 strike me more as an attempt to make political points and not real points about the value of attaining a college degree. I respect James a lot, so I naturally …
Continue reading “Eight rather than Ten Reasons Not to Get a Bachelor’s Degree”