Category: Frugality
Mr. Groovy’s Guide on How To Get Fit
Here’s my guide on how to get fit. Or, better yet, here’s how I have managed to get and stay fit. Steve at Think $ave Retire recently had a great post discussing the limited value of how-to guides. The steps that worked for the how-to guide writer probably won’t work for you. To achieve something audacious,…
Three Simple Tips for Saving Money on your Cat
Attention all you cat lovers! I have three simple tips for saving money on your cat. I can help you avoid the big bucks on litter and vet bills—and I also have a secret clean up weapon for your favorite furry feline. LITTER Without a doubt, this is my biggest find—awesome, cheap litter. For years…
Boycott “Holiday” Spending
Follow my blog with Bloglovin Sorry about this guys. I’m not Mr. Groovy today. I’m Mr. Curmudgeon. I want you to boycott “Holiday” spending. Here’s why. Mindful spending is about spending wisely. If you’re behind on the retirement preparation front, have loads of credit card debt, and live paycheck to paycheck, you shouldn’t be buying…
Five Things That Are More Hype Than Substance
When it comes to personal finance, most of us are our own worst enemies. We save too little and spend too much. Our priorities are royally screwed-up. A big reason why we spend ourselves into debt-slavery is because we want to have what the cool people say we should have. In other words, we’re very…
The Groovy Way to Lower the Cost of College
The cost of college is a major impediment to financial independence. Every dollar that is used to fund a 529 plan, or pay a student loan, or support a state’s university system, is one less dollar that can be contributed to a Roth IRA or a 401(k). For the past several decades, the game plan to…