Category: Frugality
Five Reasons Why it’s Great to be Debt Free
When Mrs. Groovy and I got married in 2002, we were up to our eyeballs in debt. She brought student loan debt to the marriage. I brought credit card debt, mortgage debt, and a car loan. And while technically not debt, we had a few other claims on our income that were just as onerous.…
Need to Save Money? Have No Friends!
Mr. Groovy and I currently save over fifty percent of our gross income. One reason we’re able to save so much is because we have no friends. Well, let me qualify that. We have no friends that live near us. Nine years ago we moved from Long Island to Charlotte, North Carolina, and yet after…
My Stab at Obamacare Optimization
Jeremy over at Go Curry Cracker has just published two terrific posts on Obamacare optimization (see here and here). They’re not for the faint of heart. The numbers, charts, and fiscal permutations will make your head spin. But they’re definitely worth a read, especially if you plan to retire early and will be relying on…
Top 10 Reasons Why I Shop With A Grocery App
Introduction Up until not that long ago, Mr. Groovy and I had cell phones with antennas. I had to grow my hair long enough to hide the antenna when I used my phone in public, which was not often. I’m not someone who enjoys being extremely connected so it should come as no surprise that…
Can Tiny Houses Solve the Retirement Crisis?
A large number of Americans on the cusp of retirement, those aged 55 to 64, are in trouble. According to a recent Bloomberg editorial, the median household retirement savings for people in this age group is a meager $14,500. Fourteen thousand, five hundred dollars is a scary number. It effectively means that half the households…