Category: How To
Another Great Benefit of Financial Independence: Having a Large Margin of Error
If having money to pay for your needs and wants is the only measure of your well-being, the coronavirus pandemic currently roiling the world’s economy has done nothing to damage me and Mrs. Groovy. That’s the beauty of financial independence. Not being dependent on a job, business, or government check for your livelihood leaves you…
We Discovered an Obamacare Wrinkle That Lowered Our Monthly Premium to Zero for 2020
Mrs. Groovy signed us up for Obamacare for 2020 and stumbled upon an Obamacare wrinkle that we’ve never seen before. Apparently, members of a family need not all be covered by the same plan. In other words, Obamacare allows a husband and wife to have different plans. What I’d like to do now is show…
Ten Rules for Moving Back Home
I’ve moved back home with mommy and daddy three times in my illustrious career as an adult. Once after college, once in my mid-30s to save for a downpayment on a house, and once more recently to await the construction of Groovy Ranch. So I know a thing or two about moving back home. I…
Income and Happiness
As one’s income grows, so does one’s happiness. But this dynamic isn’t immune to the laws of diminishing returns. At an income of $75,000, happiness supposedly peaks. Don’t ask me why, but my fertile mind got hung up on this factoid recently. On one hand, the correlation between income and happiness makes perfect sense. Make…
Obesity and FIRE
Last Friday, I patted myself on the back and shared some confirmation bias regarding America’s declining competency, particularly as it relates to weight control. Today, I want to discuss how I reversed course mid-life and went from overweight and bordering on obesity to fit and bordering on scrumptious. I think it might help a lot…