It’s Amazing How Much Money You Can Save When You Own Your House Outright

I don’t remember the reason why, but I recently looked up what it cost us to operate and maintain our house in 2016. Here are the results. At $9,876.07, our housing costs amounted to 8.9% of our pretax income. Pretty neat. And that percentage would have been even less if Mrs. Groovy and I worked …

Second Wednesday of the Month Politics: The Groovy Guide to Fixing Local Government

Anyone familiar with this blog knows that I’m not a fan of government. Part of this stems from a study of human nature. People are just better stewards of their own money and liberties than they are with others. Expecting bureaucrats to treat tax money as if it’s their own money, or to treat the …

Second Wednesday of the Month Politics: The Groovy Guide to Fixing Higher Education

My good blogging buddy, Matt, over at Optimize Your Life, penned a very intriguing post last week. The name of the post was, Politics and the Things We Can Control, and the gist of the post can be boiled down to one pithy sentence: Government matters and personal finance bloggers shouldn’t be completely disengaged from …

The Back Door Junior IRA

The Republicans in Congress had eight years to come up with an Obamacare replacement. And what did their fertile minds, brimming with immense critical thinking skills come up with? Obamacare 2.0. Really guys? For eight years you’ve been telling us how awful Obamacare is. Why, it’s not only a colossal failure when it comes to …