Category: Lifestyle
A Groovy Christmas to All
A long time ago, an 8-year-old girl named Virginia O’Hanlon wrote a letter to the editor of the New York Sun. Virginia wanted to know if there really was a Santa Claus. On September 21, 1897, the editor published his now classic answer. Here it is. More Christmas Memories I’m 55-years-old, so I’ve seen a…
How to Become a Personal Responsibility Warrior in Five Steps
In a post from last week, The Government Isn’t Going to Save You, I coined the phrase Personal Responsibility Warrior (PRW). Now, granted, proclaiming to be the inventor of a phrase is a rather bold statement. But I googled “personal responsibility warrior” and nothing came up, so I’m running with it. Not only am I…
Personal Finance and Ethics
In January of this year, I wrote a post about experience envy. I was very envious of such blogging luminaries as Paula Pant and Maggie Banks riding elephants in exotic lands. But happily, with the aid of Mrs. Groovy and some chocolate moonshine, I was able to work through my FoMO issues and come to…
Why the Aroma of Coffee Reminds Me of Money
Back in September Mr. Groovy took his last business trip. While he was gone for two nights, I took our usual daily two-mile walk around our neighborhood without him. I listened to Gretchen Rubin’s Happier podcast instead of the finance shows Mr. Groovy and I normally walk to. On one of those days, Gretchen and her…
Prepare for Impact: You’re 55-Years-Old and Broke
Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is.…