To be a competent human being in the 21st century you have to be very wary of how you consume information. And this is so for one simple reason: journalism today is crap. Case in point. A few days ago, I was meandering around Yahoo Finance and I came across an article with the following …
A bout against unemployment isn’t won the day you secure a new job. It’s won months before you even lost your job in the first place—providing you had the foresight to establish an emergency fund. In other words, preparation is the key to surviving any calamity, whether it’s large or small. This brutal lesson really …
Continue reading “Prepping the FI Way or: How I Learned to Stop Worrying and Love the Coronavirus”
If having money to pay for your needs and wants is the only measure of your well-being, the coronavirus pandemic currently roiling the world’s economy has done nothing to damage me and Mrs. Groovy. That’s the beauty of financial independence. Not being dependent on a job, business, or government check for your livelihood leaves you …
Continue reading “Another Great Benefit of Financial Independence: Having a Large Margin of Error”
Here’s a shocker for you: Be around someone long enough and he or she will unveil habits and beliefs that will grate mightily upon your sensibilities. Well, I’ve been married to Mrs. Groovy for nearly 18 years now, and I must admit that—even though she’s fabulous—she does and says things that I find, shall we …
Continue reading “Dr. Groovylove 2: How I Learned to Stop Worrying and Love Petty Annoyances”
Mrs. Groovy and I are big proponents of geoarbitrage. When done with a nice chunk of home equity, it’s a great way to radically change your financial fortunes for the better. By using geoarbitrage, we went from Baby Step 0 (i.e., awash in debt and living paycheck to paycheck) to Baby Step 7 (i.e., no …