Manufactured Ineptitude

Let’s for a moment suppose that I’m a dirty, rotten scoundrel. I want a majority of my fellow Americans to be miserable and broke and incapable of managing their lives. How would I go about creating this epidemic of ineptitude? I would do the following three things. Financial Ignorance by Design The fundamentals of personal …

2020 Statement of Purpose

What’s the point of this blog? When Mrs. G and I first began this blog over four years ago, it was a clear-cut personal finance blog. Mrs. G and I got our financial act together rather late in life (mid-40s), and we thought our quest for financial independence was an interesting story. But since that …

Where Are the Constituents’ Yachts?

In my lifetime, the government footprint has grown tremendously. When I was born, for instance, way back in 1961, there was no such thing as Medicare, Medicaid, student loans, seatbelt laws, and background checks for handgun purchases. The national debt was only $289 billion (versus $23 trillion today), and the federal register only contained 12,792 …

Why Community College Should Be the Default Choice for Most High School Graduates

Hey, groovy freedomist, I got bad news. I was a lazy sh*t the past couple of days and I didn’t finish Part Two of my ten-reasons-why-you-can’t-save series. Part Two won’t be ready until Monday. Damn! No one ever told me how hard this blogging gig was going to be. But even though I’m in the …