Category: Retirement

Building Groovy Ranch: Update 35
Crazy week in Groovyland. Groovy parents are in the midst of moving from house number one to house number two (they close next week on the sale of house number one). So our disjointed life has become even more disjointed (we’re living in house number two). The mattresses and boxes that furnished our lives with…

The Groovy Ode to FI Fritzy
Note: This post was a joint effort between me and Mrs. Groovy. So don’t get thrown by the use of “we” and “our” rather than “I” and “my.” Fritzy. Fritzer. Fritz. Whatever you want to call Fritz Gilbert from The Retirement Manifesto is perfectly fine. Just call him. But wait until tomorrow. He’s celebrating his escape from…

Housing Costs in Charlotte, North Carolina
Do you live in a high-cost city or state? Are you geo-curious?* Anyone familiar with this blog knows I’m a big fan of geoarbitrage. In 2006, Mrs. Groovy and I left high-cost Long Island for low-cost Charlotte, North Carolina. It was the best move we ever made. In one fell swoop, we dramatically changed the…

Groovy Ranch Has Finally Been Found
Nearly two years ago now, I wrote a post called, The Housing Downsize Challenge. The challenge is rather straight forward. Buy two to three acres of land in the Wake Forest area (where my family lives), build a modest home (1,200-1,400 square feet), and do it all for at least $25K less than the net…

Counting Cards, Shiller PE Ratio, and Sequence of Returns Risk
Six years ago I went to Vegas with a bunch of family and friends to celebrate my 50th birthday. Since one of my nieces was going to East Carolina University at the time, I jokingly proposed that we all get t-shirts emblazoned with the words, “ECU Blackjack Team.” It’s a good thing we didn’t. No…