Introduction Up until not that long ago, Mr. Groovy and I had cell phones with antennas. I had to grow my hair long enough to hide the antenna when I used my phone in public, which was not often. I’m not someone who enjoys being extremely connected so it should come as no surprise that …
Continue reading “Top 10 Reasons Why I Shop With A Grocery App”
A large number of Americans on the cusp of retirement, those aged 55 to 64, are in trouble. According to a recent Bloomberg editorial, the median household retirement savings for people in this age group is a meager $14,500. Fourteen thousand, five hundred dollars is a scary number. It effectively means that half the households …
Continue reading “Can Tiny Houses Solve the Retirement Crisis?”
In Part 1 of my Government Sucks series, I pointed out that my former employer, the Town of Oyster Bay (aka the Town), doesn’t do right by its customers (i.e., the taxpayers). The Town, to put it bluntly, stinks. It provides crummy service and charges a fortune for it. So how does the Town get …
Are you groovy enough to take the Spartan Challenge? I don’t mean a race or an athletic competition. I’m using the dictionary definition of Spartan as an adjective to mean ‘marked by strict self-discipline or self-denial’. Do you have a costly vice? Or some excess that isn’t worth the time and money to maintain? Maybe you …
To achieve financial independence (FI), you have to save at least 25 times your annual living expenses.* For example, if it costs $25,000 a year to feed, clothe, shelter, educate, doctor, and entertain yourself, you’ll need to save $625,000. Once you’ve hit this savings multiple, you can live off the dividends and capital gains that …
Continue reading “How to Start Working Out Your Saving Muscles”