Discipline Is the Key to Ending Financial Moronity

Anyone familiar with this blog knows that prior to my 40th birthday, I was a financial moron. And that’s not me be self-deprecating. It’s just the cold, hard truth. Heck, I didn’t even know what an emergency fund was until I was 42. The good news for the financially moronic, however, is this: personal finance …

SAT Smart Vs. Compound-Interest Smart

During my public service days, I had a very interesting co-worker named Tony. To the casual observer, we were very similar. We were both the same age, worked in the same department, and had the exact same titles. We were both construction inspectors. But beyond those superficial characteristics, we were very different. I, for lack …

Just Because Someone Has More Doesn’t Mean You Don’t Have Enough

Several years ago I had a problem. I wanted to get into shape, but I didn’t want to spend a dime on a gym membership or drop some serious coin on a home gym. To solve this problem, I fired up Google and did a search on “building muscle without equipment,” or something to that …