The Burden of Gifts
…that sometimes people have different tastes or need different sizes. I can no longer think of a single store that doesn’t have a “gift card mall” in it. Nevermind choosing…
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How Not To Be A Lazy Slob
…watching Breaking Bad won’t threaten the household’s finances. So what to do? How do I force myself to exert myself when my brain knows I don’t have to? Yes, waking…
I Hope Pfau, Kitces, and Collins Know What the Hell They’re Talking About
…thing I need is a 2008-like correction—especially in my first year of retirement. Financial planners refer to stock market losses early in one’s retirement as sequence-of-returns risk. Investopedia defines the…
The Laser-Focus Positivity Challenge
…Do you know what kind of people use words like positivity? It’s the same ones who say, “Between you and I”—in an attempt to sound intellectual. OK, now that I’ve…
The Ten Commandments of Personal Finance
…“commandment”, consider downsizing, or seek out a job with higher pay. Keep Your Mortgage Under 2.5 Times Your Annual Salary Interesting that the first two “Commandments” focus on housing costs….