Tag: financial independence

Ten Unusual Signs You’re Kicking Butt Financially
By world and historic standards, I’ve lived a charmed life. Great family, Norman Rockwell community, material comfort, plenty of opportunity, and plenty of freedom. I wasn’t an evil One-Percenter, mind you. Not by a long shot. My dad was a cop and my mom was a medical records clerk. But I never wanted for anything.…

Advice to Young People: Don’t Wait to Be Good
Achieving financial independence is easy. Look at me. Prior to turning 45, I was a financial moron. I had nothing saved for retirement, was brimming with debt, and thought happiness came via the accumulation of unnecessary crap. And then I said enough. Started saving 50-60% of my gross income—and boom! In eleven short years, less…

Do You Know Your Financial Shit?
Oh my gosh. We’re practically half way through August. FinCon 2017 is just around the corner. Sadly, Mrs. Groovy and I aren’t attending this year’s conference in Dallas. Too much on our plate. (I know. Lame excuse.) But if we were attending, I’d be nervous as hell. After all, to the blogging community, I’m a…

It’s the Culture, Stupid
The other day I came across a video about Jean Yang, an assistant professor at Carnegie Mellon who is developing a programming language with built-in security and privacy features. If you want to watch the entire video, which runs for slightly more than two minutes, you can do so here. The short snippet below captures…

It’s Amazing How Much Money You Can Save When You Own Your House Outright
I don’t remember the reason why, but I recently looked up what it cost us to operate and maintain our house in 2016. Here are the results. At $9,876.07, our housing costs amounted to 8.9% of our pretax income. Pretty neat. And that percentage would have been even less if Mrs. Groovy and I worked…