Achieving financial independence is easy. Look at me. Prior to turning 45, I was a financial moron. I had nothing saved for retirement, was brimming with debt, and thought happiness came via the accumulation of unnecessary crap. And then I said enough. Started saving 50-60% of my gross income—and boom! In eleven short years, less …
Continue reading “Advice to Young People: Don’t Wait to Be Good”
I don’t remember the reason why, but I recently looked up what it cost us to operate and maintain our house in 2016. Here are the results. At $9,876.07, our housing costs amounted to 8.9% of our pretax income. Pretty neat. And that percentage would have been even less if Mrs. Groovy and I worked …
Continue reading “It’s Amazing How Much Money You Can Save When You Own Your House Outright”
One of my favorite financial bloggers is a Canadian named, Brent Truitt. Brent’s website is called Debt Files, and he has, shall we say, a very eclectic take on life and personal finances. On his About page, he describes himself as a former professional musician who had to quit “because he wasn’t very good.” If …
Continue reading “How Geoarbitrage Gave Us Our Financial Freedom (and Our Sanity) Back”