Tag: personal finance
What My College Road Trips Should Have Taught Me About Personal Finance
My first stint in college began over 40 years ago. From 1979 to 1984, I attended Buffalo University. During the course of those five years, I made a lot of road trips back and forth between Buffalo and my home on Long Island. And little did I know then, a lot of those road trips…
Ten Defensive Tips to Win the Game of Personal Finance
Thanks to the Pittsburgh Steelers and its legendary Steel Current defense, football wisdom in the 1970s could be summed up in one simple adage: “defense wins Super Bowls.” Now, I don’t know if that adage holds true for the NFL today. I stopped caring about sportsball at least a decade ago. But I do know…
The Only Two Questions You Need to Answer If You Want to Improve Your Finances
I came across yet another academic study that blamed the achievement gap between black and white students on—you guessed it—something other than black students and their parents. This time the culprit was segregation and poverty. The study, Is Separate Still Unequal, can be downloaded here, and it’s worth a look if you don’t mind reading…
Ego Lifting and Personal Finance
For comic relief, I occasionally turn to a YouTuber called Infinite Elgintensity or IE. IE has created a nice little business for himself lampooning YouTube fitness gurus, crossfitters, and ego lifters. Check out two of his videos below. They’re hysterical. But be warned, IE has a penchant for salty and politically incorrect language. I especially…
The Broken Windows of Personal Finance
In the early 80s, two social scientists, James Q. Wilson and George Kelling, came up with a crime-abatement theory called broken windows. In a nutshell, the broken windows theory goes like this: Broken windows on a building or a home that aren’t fixed send the message that the owners of the structure don’t care. Since…