Tag: public use theory

Pandemics, Public Use Theory, and Financial Independence
In the fall of 2019, I invented a theory called the public use theory. Here are the two key premises of that theory: Premise One: All institutions—because they’re run by mere mortals—are flawed to one degree or another. Premise Two: The more you engage with any particular institution, the more likely you’ll be exposed to…

Public Use Theory and Personal Finance
I’m in a funk. I normally enjoy the financial podcasts that Mrs. Groovy and I listen to during our daily constitutional. But lately, all the “unpacking,” all the “inflection points,” and all the pithy axioms are boring me to tears. Could it be that I have descended into peak financial independence? Just how long my…