How Saving for Retirement Is Like Removing Dingleberries from Your Ass

One of my go-to bloggers these days is Tonya from Budget and the Beach. She recently posted a fantastic yarn about a “dumb-ass” purchase she had just gotten roped into by some clever advertising. Yes, even the great ones make a financial faux pas every now and then. And I encourage you to read it, …

Counting Cards, Shiller PE Ratio, and Sequence of Returns Risk

Six years ago I went to Vegas with a bunch of family and friends to celebrate my 50th birthday. Since one of my nieces was going to East Carolina University at the time, I jokingly proposed that we all get t-shirts emblazoned with the words, “ECU Blackjack Team.” It’s a good thing we didn’t. No …

The Shockingly Simple Math Behind Abandoning a High Cost State in Retirement

My retired aunt recently moved from Long Island, New York, to Wake Forest, North Carolina. It wasn’t easy. Packing all the furniture and stuff she crammed into her house over the course of 40-plus years and moving it 500 miles south required a lot of work. But thankfully all that work was worth it. No …

Dangerous Financial Assumptions That Can Wreck Your Future

Hello, groovy freedomists. Today we’re excited to welcome our good friend, Gary, who blogs over at supersavingtips.com. Gary is a former retail executive who also worked in banking as a financial advisor. Now retired, he uses his professional and personal experiences to help others save money and master their personal finances. When he’s not busy writing, Gary …

Retirement UK Style

Today we have a guest post from Erith, who blogs at Cracking Retirement. Erith retired at age 56 after spending more than 30 years working in IT in the financial industry. Erith and her husband lived and invested through several financial collapses but still managed their finances well enough to retire early, before their pensions …