The Back Door Junior IRA

The Republicans in Congress had eight years to come up with an Obamacare replacement. And what did their fertile minds, brimming with immense critical thinking skills come up with? Obamacare 2.0. Really guys? For eight years you’ve been telling us how awful Obamacare is. Why, it’s not only a colossal failure when it comes to …

Six Horrifying Truths No One Tells You About Retirement

You’d think someone would have forewarned me. But no-o-o-o. With all the yapping about FIRE, quitting the nine to five rut and retiring early, surely someone would have mentioned these things. But wouldn’t you know, it took me three months to uncover a few nasty truths about retirement. So I’m personally going to share with …

Prepare for Impact: You’re 55-Years-Old and Broke

Imagine you’re in the following predicament. You’re 55-years-old. You don’t own your home, you rent. You also have less than $1,000 in the bank, no retirement savings, and no pension. On the bright side, though, you’re employed, have little consumer debt, and are relatively healthy. Is a decent retirement possible given these circumstances? It is. …